SME Business Insurance

Business insurance can be complicated.  As SME specialists for Small Business insurance and understand the risks that businesses face and how to arrange the right type of insurance for them.  We read the fine print and tailor an insurance package specific to your business needs and budget.

We can assist with Business Package Insurance that can include the following types of cover:

• Property Insurance – insuring your buildings and contents against perils such as accidental damage, fire, storm, cyclone and flood.
• Business Interruption – insures the loss of income and turnover following insured damage to property and additional costs and expenses incurred during a claim.
• Theft – insuring repair/ replacement of property that is stolen.
• Money – insuring loss of money/ cash.
• Public & Products Liability – insures your legal liability to pay compensation for personal injury and property damage to others.
• Equipment Breakdown – insures the costs of repair or replacement to machinery and electronic equipment following a breakdown.
• Transit – insures stock that is damaged in transit on the road, in the air or by sea.
• Tax Audit – covers the accounting costs incurred following an audit by the ATO.
• Management Liability - covers the costs of defending directors, managers and employees against any claims that are the result of their actions or decisions.
• Cyber Protection – insurance is designed to help protect your business from the financial impact of computer hacking or a data breach.